The cell captive concept enables our corporate clients and stakeholders from all sectors of the economy to participate in the structuring of their insurance and risk management program. Switch over today and enjoy the flexibility and profitability of your insurance program.
Cell Captives
Corporate self-insurance facility that lets clients design, manage, and benefit from customized insurance and risk programs outside traditional insurance structures.
Branded Insurance - Volume and Affinity Cells
White-label insurance solutions for organizations to offer branded policies like cellphone, legal aid, hospital cash plans, and liability cover to their members.
Underwriting Management Agencies
Partnership model allowing clients to use Cell Insurance’s license and reinsurance network to underwrite risks and share in underwriting profits.
Where Imagination Meets Innovation
At Cell Insurance, we don’t just cover risks—we envision them. For the risks that others overlook, ignore, or can’t even imagine, we design bespoke Alternative Risk Transfer (ART) solutions that redefine what’s possible. From specialized agricultural yields to niche professional exposures, untranslatable assets, and emerging market uncertainties, we build coverage where no template exists. Your organization faces unique challenges. So should your risk strategy. Our ART team collaborates with you to design fully custom structures—crafted from scratch to protect what others won’t. Whether you’re managing complex supply chains, pioneering new technologies, or navigating volatile markets, we create solutions that align risk with opportunity.
Cell Captives
Our Cell Captives solution provides organizations with a segregated cell structure within our licensed insurance entity. This allows you to retain and manage your own risks while benefiting from our regulatory framework, reinsurance access, and administrative support. You gain control over your insurance programs while we handle the compliance and infrastructure.
White-Label Insurance Programs
Go a step further and launch and operate your own branded insurance program using our Cell Captives solutions. Ideal for corporations, associations, and community groups looking to offer insurance to employees, members, or the broader market. We provide the regulatory foundation and operational support while you maintain your brand identity and customer relationships.
Why Choose Cell Insurance ART?
- No Risk Too Unique – From parametric triggers for climate exposure to blended captive solutions for project finance.
- Collaborative Design Process – We work alongside your team to structure, price, and implement bespoke ART programs.
- Access to Global Capacity – Tapping into reinsurance and capital markets to fund innovative risk solutions.
- Strategic Partnership – We act as an extension of your risk, finance, and actuarial teams.
Designed for the Exceptional
- Fully Customized Structures – Tailor-made programs for complex, rare, or unprecedented risks.
- Innovative Risk Modeling – We analyze emerging threats and operational nuances to build first-of-their-kind covers.
- Cross-Industry Insight – Leveraging expertise from mining, energy, agriculture, fintech, and more to craft hybrid solutions.
- Future-Ready Protection – Coverage that evolves with regulatory changes, climate impacts, and technological disruption.
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